Today I’m discussing a new retirement withdrawal strategy.
The strategy is simple + allows retirees to (safely) spend more money than the 4% rule.
It also protects against one of the biggest threats to retirement — Sequence Risk.
If you want to avoid leaving behind a mattress full of money and learn about a simpler approach to boosting retirement income, you’ll enjoy today’s episode.
Need Tax + Retirement Planning Help?
We specialize in helping people aged 50+ lower taxes, invest smarter, and (safely) create a retirement paycheck.
Our Free Retirement Assessment™ will answer your BIG questions and help you properly evaluate our firm.
Click the banner below to learn more. 👇
How to Listen to Today’s Episode
🎤 Click to Listen via Your Favorite Podcast App
Episode Resources
📬 Want more retirement and investing content? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter!
- Stay Wealthy Episodes Mentioned:
- Retirement Income Part 1: Why Most Retirees Will Never Draw Down Their Savings
- Retirement Income Part 2: The 4% Rule and Why the Creator Doesn’t Follow It
- Retirement Income Part 3: Immediate Annuities and Dividend Stocks + Their Pros & Cons
- Retirement Income Part 4: Using Dynamic Withdrawal Strategies to Maximize Income
- How to Invest During a Lost Decade
- Research Papers Referenced:
- How to Spend More in Retirement [Nick Maggiulli]
- Why Are Retirees Not Spending More? [Investments & Wealth Monitor]
- Life Cycle Theory of Consumption [Franco Modigliani]
- Guyton-Klinger Paper on Guardrails [FPA]
- Why Most Retirees Will Never Draw Down Their Retirement Portfolio [Kitces]
