Today, we are taking questions from you!
Some of the topics we explore in today’s episode include:
- Saving for retirement after you have maxed out your company plan (i.e. 401k, 457, 403b)
- Whole life insurance and why it’s probably not a good savings tool
- The power of the HSA (Health Savings Account)
- Bitcoin and cowboy accounts
- Buying versus renting a home
We love getting questions! If you have something on your mind, send it on over to us.
How to Listen to Today’s Episode
Episode Links & Resources:
0:43 – Welcome and topic setup
1:34 – [Karen from Del Mar] – What more should we be doing to save for retirement if we’ve maxed out our 401(k) contributions?
6:20 – Contributing the maximum amount to your HSA should be a priority. Pay for medical expenses out of pocket and use your HSA as a savings tool.
8:21 – [Nick from downtown San Diego] – Thoughts on cash value/whole life/permanent life insurance policy as a retirement savings vehicle.
13:54 – Pay Off Student Loan or Invest
14:04 – [Adam from La Jolla] – What are HSA’s (Health Savings Accounts) and how do they work?
17:19 – [Catherine in Rancho Bernardo] – Is investing in Bitcoin a good investment?
21:11 – [Danielle from San Diego] – Thoughts on the real estate market and is it OK to keep renting?
28:46 – [Tom from Carlsbad] – Thoughts on disability insurance and is my employer-provided coverage enough?