The average 401(k) charges the participant ~2.2% of their account balance each year, according to SmartAsset. This number is rapidly declining, but even if you cut it in half, it would still be concerning. When you leave a company, you have three options for dealing with your 401(k): Leave the account at your previous employer Transfer it to your new employer Roll it over to an IRA at a trusted custodian Given how much you …
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Do Not Invest Your Money Until You Listen to This Interview with Dr. Daniel Crosby [SWSD Ep. 34]
Human beings are inherently bad with money. We buy high. Sell low. Spend too much. Save too little. We are greedy when we should be fearful. We are fearful when we should be greedy. On paper, it seems so simple. We know what we are supposed to do, but year after year, generation after generation, we keep making the same mistakes. Why we make simple mistakes with our money is more complicated than you might think. …
San Diego Real Estate: Should You Buy or Rent? Here’s How to Decide
San Diego real estate continues to skyrocket. If we buy a home, it feels like we might be getting in at the top of the market. If we rent, we are just paying someone else's mortgage. So, what's the right answer? Do we suck it up and buy a house in San Diego? Or do we rent and wait for the market to cool down? BEFORE WE DIVE IN, POCKET THESE FREE RESOURCES: Buy vs Rent: Custom Real Estate Calculator (Download Our Free Calculator) …
